Hawaii: Orchids at Home Depot (photo by Gigi).
I admire anybody who can grow and nurture orchids. Are you one of them?
On another note, we attended a legal seminar recently and were advised to renew our Power of Attorney every three years. The reason for this is that a very old Power of Attorney might not apply years later, and officials might be hesitant to obey such an old document. At any rate, we should have our Last Will and Testament updated, too, so David and I plan to make an appointment with an attorney shortly.
And on October 1, we learned that HMSA, the state’s largest medical insurer, is canceling its Akamai Advantage plans for 46,000 seniors in Hawaii as of December 31. Apparently, HMSA lost $64 million due to high medical claims and decreased federal funding for Medicare patients. We are looking for another Medicare Advantage plan, and will speak to a sales representative from Humana on Wednesday. David and I are considering joining Humana because of its low premiums and co-payments.
Ever since September 26 when I thought I was dying of a heart attack, I have been much more cognizant of my own mortality. I won’t live forever. Dad passed away of colon cancer at age 87, but Mom is still alive at 98 though she has dementia. I am 68. How much longer do I have?