David watches sports on television with headphones on.
Well, as you might have surmised, this post is about my husband, David. And as you might have already known, David is an accountant by training. He really does love to think about numbers.
For example, he has been telling me that we will NOT out-live our savings, assuming we live 20 more years. If we die in 20 years, there will still be savings for the kids to inherit.
Why 20 years? Well, if you check the Social Security website, you will note that only 1 in 4 people live to be 90, and only 1 in 10 people live to be 95. My mother is very lucky to be alive at 97.
David said it is highly unlikely he will be the 1 in 4 people who live to be 90. More than likely, he will die in his 80s. He is now 64, and I am 67.
Kind of depressing, huh? Yes, we all want to live forever, but what are the odds? Well, now, you know.
gigi-hawaii 
September 10, 2013 at 12:08 am |
Statistics are an interesting thing. I don’t worry about how long I have left in this world. I made my mind up a long time ago that I was going to enjoy each and every day like it was my last.
September 10, 2013 at 12:22 am |
I endorse living in the moment with deep appreciation for exactly what you have.
September 10, 2013 at 2:04 am |
I just outlived the internet death clock that was set in 1995. According to this crazy fad clock, I was supposed to die on August 13, 2013. The sad thing is that I remembered that date all these years and breathed a sigh of relief when the date passed last month.
September 10, 2013 at 9:37 am |
A woman in Munich, Germany predicted that I would die at age 50. She came to this conclusion by counting the wrinkles in my wrist, of all things. Well, she was dead wrong! Lol.
September 10, 2013 at 2:46 am |
The good news is that you will not outlive your savings!
September 10, 2013 at 2:59 am |
I wonder about statistics. I do hope you both live long and healthy lives, and I hope the same for myself. But who knows? Every statistic is made up of individuals, with outliers like your mom! You certainly have good genes, Gigi. 🙂
September 10, 2013 at 6:32 am |
Good news on the savings! With my genetics I don’t believe I will hit 90. I don’t know a relative that has hit it. I just hope to stay moving with my mental faculties until the end.
September 10, 2013 at 7:35 am |
Try to be positive and believe you both will live as long as your mom, and be healthy in mind and body.
September 10, 2013 at 8:10 am |
No crystal ball here so we are planning a conservative route. The problem with that is we don’t live life to the fullest. I am aware of all the sacrifices we make to protect our future savings, and sometimes that gets pretty old and tiring. I think the Social Security website offered that statistic to help us decide WHEN to start benefits. I like to not put all my eggs in that statistical basket and plan the worst case scenario (which ironically is the best case) which is living well into our 90s. Not only do I not know how long we will live but in what manner we live our end years. Do we need care? I always tell husband would be great if we just died one day unexpectedly.
September 10, 2013 at 9:39 am |
Well, you should enjoy life today while looking forward to tomorrow. To me, that is the essence of living.
September 10, 2013 at 10:27 am |
As a demographer, I used to develop life tables, and the data in them is all old. Given modern drugs and other health improvements, people are living longer and longer. The longevity of your mother is a clue. If you have her genes, and you probably do, and receive modern health care you will probably live to 100+. Don’t know about David, but the odds are you will outlive him. Dianne
September 10, 2013 at 10:42 am |
Well, I would not like to live like my mother. She has dementia, is legally blind, hard of hearing, etc. What’s so great about living to 100 in her condition? No thank you!!!
September 10, 2013 at 1:23 pm |
Will you outlive your savings if one of you needs long-term care? What happens then?
September 10, 2013 at 1:37 pm |
If we run out of money for any reason and our children cannot support us, we will apply for Medicaid.
September 10, 2013 at 2:41 pm |
well, here’s to beating the odds… may you have many more happy, healthy years ahead. have a great night~
September 10, 2013 at 3:22 pm |
Once I had a stroke, my life expectancy changed. I focus on the now. But today, Ronni Bennet’s ‘Time Goes By” blog post on elderspeak, reported on a study about how perceptions of aging affect life expectancy. And having people speak condescendingly to elders is part of that.
A waitress where we go for breakfast about once a week calls me sweetie. I wonder if that is lethal language.
September 10, 2013 at 4:05 pm |
Being called sweetie would not bother me at all. To me it is a term of endearment.